Safe Money Places Consumer Guides

How to Create Your Own Pension Plan

Learn how to separate your discretionary and  fill your retirement income gap with guaranteed lifetime income.

Life Insurance 101: The Different Types

Our guide will teach you the basics about life insurance and help you determine which life insurance policy is best for your situation

Retirement Annuities Explained

Our guide to fixed annuities will explain how annuities stimulate financial growth, preserve wealth, and provide guaranteed lifetime retirement income

Safe Money Places Educational Videos

Learn How To Develop Your Very Own Personal Pension Plan

Watch our video to learn about:
  • Why your retirement needs may have changed over the years 
  • What the "3-Legged Financial Stool" concept is and how it works 
  • How to determine your current and/or future retirement income needs 
  • The difference between essential and discretionary income 
  • How to create your own Personal Pension Plan for retirement

The Cd Alternative ... Learn Why MYGAs May Be A Better Option For Your Money  

Watch this video to learn about:
  • How MYGAs and Certificates of Deposits (CDs) work
  • Why MYGAs typically have double the interest rates of CDs
  • The tax benefits of MYGAs vs CDs
  • Why MYGAs are considered to be a Safe Money Places financial product

Learn The Basics: Fixed Index Annuities 101

This video explains how a fixed index annuity: 
  • Provides income you cannot outlive
  • Protects your principal from loss
  • Provides a reasonable rate of return
  • Participates in market gains, but NOT market losses​

​Learn How Wealth Transfer Works And Protects Your Heirs From The Tax Time Bomb  

Watch our video to learn about:
  • Transferring wealth at the lowest possible rate of taxation
  • Which wealth transfer products are available to you
  • The "tax time bomb" and how it affects your heirs' taxes
  • How to use the accelerated death benefits to help cover the costs associated with chronic illness
  • Why single premium life instantly increases the size of your estate

​Learn How Wealth Transfer Works And Protects Your Heirs From The Tax Time Bomb  

Watch our video to learn about:
  • Transferring wealth at the lowest possible rate of taxation
  • Which wealth transfer products are available to you
  • The "tax time bomb" and how it affects your heirs' taxes
  • How to use the accelerated death benefits to help cover the costs associated with chronic illness
  • Why single premium life instantly increases the size of your estate

Save Money And Get More Protection With Joint First To Die Life Insurance

Watch our video to learn about:
  • ​Why most couples need more life insurance coverage
  • The importance of protecting the surviving spouse
  • Why Joint First To Die Life Insurance is typically less expensive than purchasing 2 separate life insurance policies
  • How it works and the benefits Joint Life provides
  • Why this policy works for most married couples at any stage of their lives